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Finance

Clear, transparent terms. Fair rates.
No prepayment penalties.

Low monthly payments

Pay Over Time

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.

Buy now and pay for your purchase over time at competitive interest rates.

Pay for your purchase with monthly payments and prepay at any time without penalty.

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

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Check your rate in seconds
without leaving our site

Low monthly payments

Questions? Visit Bread Pay™ help center.

Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.

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